Business Loan

Who wants to do a boring 9 to 5 job, at some point in live everyone wants to startup their own business. But money is an issue? Hah!

Why worry about money when you can get an instant business loan with Dream about what you can achieve with your business Dream big.

Specifically made for the person who is looking to startup their own business(Startup Loan) or need funding to expand your existing business buy machinery or boost production look no further than a QwikPay matrix business loan. As with all loans, there is a debt that will be repaid with added interest. Avail financing at attractive interest rates, borrow capital without "Pledging any of your Assets"(also known as Loan Against Property), and get a loan that can be repaid within a certain period of time.

Loan for Business and startup loan are pretty similar in nature, but there is a difference. As the name suggest "Startup Loans" are given to those people who are willing to start their own business and wants some investment, but "Loan for Business" are vast it includes startups and those who are willing to expand their own business. With a plethora of new business opportunities, the startup ecosystem in India is thriving. To support the growth of your Startup, QwikPay Matrix brings to you Startup loan, a business loan that are specifically designed for new business startups or can also look for a Personal Loan to get all the capital that you need to get start with.

Apply for loan

Business Loan Products

Achieve all your goals and aspirations; with the help you need when you need it.

Working capital loan

Companies use working capital loans to meet daily business needs, such as purchasing machinery / equipment, managing business cash flow, purchasing raw materials, etc.

Term Loan

A term loan is a loan that must be repaid in regular installments over a specified period. The term loan is categorized into short-term loan and long-term loans.

Overdraft Loan

Overdraft is a funding type offered by a bank to it’s account holder to withdraw cash from his/her account even if the account balance is zero.

Equipment Finance

Equipment financing or machine loan is a financing option offered to borrowers to purchase new equipment / machinery or upgrade existing ones.

Startup Loan

As the name suggests, startup loans is here to support new business startups to meet various needs like capital investment, infrastructure etc.

Letter of Credit

* Letter of Credit * differs from the credit limit, which is mainly used in commercial transactions in which the bank / lender has provided a financing guarantee to companies engaged in international trade.

What are you waiting for? Click the button to Get Sarted

Enquire Now

Features of Business Loan

Some of the key features of our loan services

Higher Loan disbursal amount

Business capital requires sufficient finance. With our loan for business you can access to high amount to meet your need of investment.

Faster and smooth approvals

Our team is always dedicated to make your approvals as soon as possible with less documentations.

Collateral- free loans

Our loans is an unsecured offering making it less efficient and less risky to avail.

Competitive Interest rate

Unlike others we have been partnered with a lot of banks and NBFC’s to get you the best offer on interest rate.

Business Loan - Eligibility

Any public and private paid, self-employed or professional company, public sector employees, including the public sector, are entitled to a business loan.


Applicant's maximum age at maturity: 60 years.


Minimum Net Monthly Income: Rs 15,000

Credit Rating

Applicant should have the bank specified credit score.

We are Here to Help You

The realization of a dream for many of us is always a distant story. But we want you to open your eyes and help make these difficult dreams come true. Give us a chance to shake hands to make those dreams come true in the near future and we will never disappoint.

Apply For Loan

Looking for a business loan?

Get Appointment

Call us at

+91 9650383110

Contact us

Talk to Advisor

Still in doubt ? Talk to our Loan advisors.

Meet The Advisor

Frequently Ask Questions

Check out our FAQ page to get answers for most of your questions.

You can reduce the EMI for a loan by improving/maintaining a credit score over 750. If you have a good relationship with the bank, you can negotiate for a better interest rate or a relationship document. You can also check the monthly EMI by visiting our EMI CALCULATOR page.
The easiest way to get a business loan approved is to fulfill the basic eligibility and requirements. The first thing creditors pay attention to is your CIBIL score. Therefore, make sure that your score is high. Usually, if you have a credit score of 750+, your business loan application will be approved easily. If you do not have 750 points, you can always take measures to improve it, such as timely repayment of debts, monitor the use of credit cards, do not take too many loans at once, and so on.. Second, Estimate the loan amount you needed. Know how much you need and why? Third, organize your documents by reading the criteria for obtaining a loan.
Your CIBIL score is based on your credit report, which is essentially a summary of your credit history that includes your previous loans and repayment methods. A CIBIL score of 750 and + is considered as a good CIBIL and it helps you get a loan on favorable terms without any hassle.
As a rule, the minimum loan amount is 100,000 rupees and the maximum is 40,000,000 rupees. Higher loan amounts depend on the personal conversation the bank may want to hold with the borrower and then answer questions about the loan amount.