Professional Loan (Doctors and CA)

Interest Rate : 12 %

Professional Loan

Are you a Doctor and willing to open your own Clinic? Or are you a CA and always wanted to open your own CA firm? But money is an issue? Huh! Now worry no more about funds with Qwikpay Matrix Loan for CA and doctors you can achieve whatever you want with easy and fast approvals.

Professional loan(also known as loans for Doctors and CA) are loans given to working professionals such as doctors, accountants, architects, etc., who are looking for funds to start their own business or expand their business.

A lot of people often get confused in a Professional loan and a Business Loan as there is a very slight difference between the two. While business loans are taken up by start-ups or big enterprises looking to expand their businesses further, loans for professionals are often granted to borrowers with specific needs and eligibility.

Most banks and fund providing financial institutes take into consideration factors such as borrower’s professional degree, total work experience and the reason for availing the funds and other factors while granting a loan for professional. In simple words if you’re looking to open your own chartered accountant firm if you’re a chartered accountant or If you want to open your clinic if you’re a doctor it’s the best choice of loan for you. Wait no more and get your loan approved with minimal and hassle free documentation and lower interest rates with QWIKPAY.IN loan for CA and doctors. Get start your own professional career.

Apply for loan

Why Professional Loan is important?

When you start your own business, you have lots of dream and big vision. A vision to see your business grow, to have the best clientele, to expand the business and to make a mark of yourself as a professional. But sometimes this goal seems to become lost under financial constraints. Business development requires adequate capital and sound financial planning. However, despite all your efforts to clean up your finances, there can still be a deficit. One of the solutions is a loans for professionals.

If you’re a Chartered Accountant, Doctor etc., or belong to any profession, you will need to avail loans for professionals for expansion of services. The Loan for CA and doctors can be availed for buying new equipment, purchasing a new office, improving working capital, training the staff, towards marketing campaign etc. Loans for professionals are mainly offered by state-owned banks, but there are many private banks and NBFCs that offer loans for professionals.

Hey there Professional your dream business is waiting for you! Click the button to Know More

Enquire Now

Features of Professional Loan

Features of loan for professional can differ from bank to bank. Some of the latest features seen in private banks are:

There is no minimum requirement of security or collateral. However some banks may demand it.

The rate of interest and the loan amount depends on the nature of the profession or the business.

The repayment of loan is extremely flexible. You can choose the repay the loan through EMIs, Post-dated cheques, or through an ESC Mandate.

Certain business-related travel like airfare, accommodation, seminar fees etc., can also be financed through loans for professionals.

Professional Loan - Eligibility

Doctors and Chartered Accountant are eligible for a professional loan and also we will provide loan for professional in various in future.


Applicant's maximum age at the end of the loan term: 60 years


Minimum Net Monthly Income: Rs 15,000

Credit Rating

Applicant should have the bank specified credit score.

We are Here to Help You

The realization of a dream for many of us is always a distant story. But we want you to open your eyes and help make these difficult dreams come true. Give us a chance to shake hands to make those dreams come true in the near future and we will never disappoint.

Apply For Loan

Looking for a Professional loan?

Get Appointment

Call us at

+91 9650383110

Contact us

Talk to Advisor

Still in doubt? Talk to our Loan advisors.

Meet The Advisor

Frequently Ask Questions

Check out our FAQ page to get answers for most of your questions.

You can use a professional loan for a period of about 5-7 years. However, the term of the loan in each bank is different.
Your CIBIL score is based on your credit report, which is essentially a summary of your credit history that includes your previous loans and repayment methods. A CIBIL score of 750 and + is considered as a good CIBIL and it helps you get a loan on favorable terms without any hassle.
A professional loan can be secured or unsecured loan. There are some banks which may ask for collateral, while there are some which may offer loan without collateral or guarantor.
Most of the banks will have a maximum limit on the number of professional loans. This amount may vary depending on the banks. The amount is determined by the loan team based on solvency, disposable income and the purpose of the loan.