Personal Loan

From buying an Iphone to going on a vacation you can achieve all of that by getting a personal loan?

Personal loan is an unsecured loan that can be used for various purposes, including home renovation, buying goods, wedding, and other requirement. With QwikPay Matrix you can get an instant Personal loan with hassle free documentation and fast approval.

Personal credit are a mode of credit that can help you make big purchases or consolidate high interest rate debts. Since the interest rates on these loans are usually lower than on credit cards, they can combine multiple credit card debts into one lower monthly payment.

One of the best reasons to get a personal credit is debt consolidation. Managing multiple loans credit card bills from several lenders can prove to be challenging. Missing your payment can negatively affect your credit score. Getting a personal credit in such situation can save you from financial distress. All you require to do is to consolidate different payments into one debt with the help of a personal credit. This method offers several benefits that include enjoying an overall low rate of interest which help in reducing the timeframe required to pay-off your loan.

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Personal Loan Products

There are several reasons for you to get a personal credit. As the name suggests it’s a personal credit you can use it for almost anything. Some of the most often reason for someone to get a loan personal are:

Health Emergency

There are times when a person needs an instant amount of money for his health related issue a personal credit is also an ideal choice for such situation.

Wedding Purpose

There is no such thing as wedding loan so people usually take a loan personal for the wedding occasion. If you don't want to shred off your savings account, consider taking a personal credit to make your wedding the way you've always want it to happen.

To buy a Product/Good that are expensive

There are things that a person can’t afford to pay a full price for so a personal credit is a good option for such thing if you don’t own a credit card.

Vacation Cost

Your average vacation may not be expensive enough to justify a personal credit, but what about a luxury cruise? A personal credit will help you enjoy that luxury cruise trip to enjoy at the fullest.

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Features of Personal Loan

Not all loans are the same, an individual loan has become a great option for people.

Quick Disbursal

With QwikPay Matrix Personal Loan, you can take advantage of a quick payout once your application is approved.

Minimal Documentation

You do not need to present many documents with a QwikPay Matrix personal loan. All you need to do is provide a document confirming your identity, address and income.

No Collateral/Security required

Personal credit don’t need you to provide any security such as a car or a house. The loan is agreed only on the basis of your creditworthiness, which depends on the credit rating, income, repayment history (if you took a loan before),etc.

Flexible Tenure

Personal credit usually come with flexible tenure ranging from 12 months to 60 months.

Personal Loan - Eligibility

All public and private employees, independent or professional companies, public sector employees, including the public sector, have the right to receive a loan.


Applicant's maximum age at maturity: 60 years.


Minimum Net Monthly Income: Rs 15,000

Credit Rating

Applicant should have the bank specified credit score.

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The realization of a dream for many of us is always a distant story. But we want you to open your eyes and help make these difficult dreams come true. Give us a chance to shake hands to make those dreams come true in the near future and we will never disappoint.

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Frequently Ask Questions

Check out our FAQ page to get answers for most of your questions.

Your CIBIL score is based on your credit report, which is essentially a summary of your credit history that includes your previous loans and repayment methods. A CIBIL score of 750 and + is considered as a good CIBIL and it helps you get a loan on favorable terms without any hassle.
There are two ways for availing a personal credit from QwikPay Matrix and these are: 1. You can visit QWIKPAY.IN 2. You can directly coordinate via Email id :-
A few things that you should consider when applying for a personal loan are: Interest Rate, Repayment Flexibility, Processing Fees etc.
Most banks / financial institutions allow borrowers to choose a loan term from 1 to 5 years, depending on what suits them.